What is the Difference
Knowing the difference between the diverse types of credit cards will help you process and run the credit cards through your free mobile reader.
Magnetic Strip Reader (most often referred to as a “mag strip” reader)
On the back side of many credit cards is a magnetic strip that contains encoded credit card information needed to make purchases. When the credit card is swiped, or inserted, the card reader will read the magnetic strip and process the encoded information. The free mobile card reader that you will receive through SecureGlobalPay will simply need to be plugged into your smartphone through your headphone device. The reader will then connect with the credit card processing software on your mobile phone. To process the credit card you will simply take the credit card and “Swipe” the magnetic side through your reader. It will automatically process the entire transaction through your smart phone.
Contactless payment terminals are a popular alternative to the swipe or insert card readers. You simply “tap” the contactless reader terminal and your customer’s credit card information is quickly transferred from your EMV/Contactless card reader to the credit card processing app on your phone.
EMV Chip Reader
EMV (Europay, MasterCard® and Visa®) chip technology is fast becoming the worldwide standard for credit card and debit card payments. Millions of consumers have been issued EMV cards that look quite similar to the old cards with the magnetic strip on the back. However, these new smart cards come with a small, metallic square in the corner of the card. The square is a tiny microprocessor computer chip that includes secure payment instructions stored in the credit card chip.
EMV Chip cards are processed differently than contactless credit cards and cards with a magnetic strip on the back. You will need to locate the chip on the credit card and insert the card with the chip icon into the EMV/Contactless credit card reader. You card reader and smartphone will do the rest in processing the transaction.
What Devices Can Be Used to Process Credit Cards through the Free Mobile Pay Anywhere Reader?
We typically work with the following operating systems:
To accept credit cards with your smartphone, all you need is a data plan (connection to the internet), a card reader, SecureGlobalPay’s mobile processing app and a merchant account with SecureGlobalPay. You can start accepting credit cards virtually anyplace covered by your data plan with your smartphone.
Android Devices We Service Include:
Google Nexus 5
Google Nexus 6P
HTC One M8
Motorola Droid Razr HD
Samsung Galaxy S3
Samsung Galaxy S4
Samsung Galaxy S5
Samsung Galaxy S6
Samsung Galaxy S6 edge
Samsung Galaxy Note 3
Samsung Galaxy Note 4
Samsung Galaxy Note 5
Additional Android devices may be supported. To ensure that you have a seamless transaction experience, your Android device should have the following specifications:
Requires Google Android 4.2 or higher
3.5mm headset jack with microphone
“Normal” or “Large” screen size
Access to Google Play
Apple Devices We Service With Our Free Mobile Card Reader Offer
Requires iOS 8.0 or higher
iPhone – 4s, 5, 5c, 5s, 6, 6 Plus, 6s, 6s Plus
All About the Free Mobile Offer By SecureGlobalPay
With SecureGlobalPay’s free mobile offer, you will be able to accept credit cards anywhere and at any time you wish to process. The charge for each swipe is a 2.69%.
The best part is that we do not charge a setup fee. There are merchant service providers who will charge you to fill out an application for their services. We do not believe in charging you a fee to sign up for our services.
SecureGlobalPay also won’t charge any monthly fees with our mobile offer. Many merchant services providers typically charge a month fee to help cover the cost of maintaining your merchant account. This fee typically stays consistent from month to month and is applied toward billing and customer support.
We also offer next day funding with our free mobile credit card reader offer. You don’t have to worry about your funds being placed on hold for 2-3 days for processing.
When you sign up for a free mobile card reader with SecureGlobalPay you will be able to accept Visa, MasterCard, American Express, Discover and PayPal cards all at the same low rate, wherever and whenever you’re doing business.
The Free Mobile Credit Card reader comes with a customizable app that allows you to add users to a merchant account. The software used is a virtual point-of-sale payment application that enables merchants on the road to conveniently process real-time credit card transactions. It includes the ability to:
Secure, real-time transaction processing
Doesn’t procure additional costs
No gateway or cellular access fees
No contract or termination fees
We also offer in depth reporting that keeps track of everything a customer has purchased from you. We also offer live customer and technical support through phone, email and chat.
With so many benefits, there is no reason for you to hesitate in calling us to set you up with our free mobile credit card reader and app today!